How we automated loan processing for a UAE fintech startup, reducing approval time from 7 days to 2 hours while ensuring full CBUAE compliance
Emirates Digital Finance (EDF), a Dubai-based fintech startup, approached Daanbi Services with a critical challenge: their manual loan processing system was creating bottlenecks that threatened their growth trajectory. Processing personal loans took 7-14 days, customer satisfaction was declining, and regulatory compliance was becoming increasingly complex with evolving CBUAE requirements.
We designed and implemented a comprehensive loan automation platform with AI-powered risk assessment, real-time fraud detection, and full CBUAE compliance integration.
Implemented OCR and AI-powered document verification using computer vision to automatically extract and validate information from Emirates ID, salary certificates, bank statements, and other required documents.
Built a sophisticated risk scoring system that analyzes 150+ data points including financial history, employment stability, spending patterns, and external credit bureau data.
Implemented advanced fraud detection algorithms that analyze application patterns, device fingerprinting, and behavioral analytics to identify suspicious activities in real-time.
Biometric face matching, liveness detection, document tampering detection
Device fingerprinting, typing patterns, application timing analysis
Anomaly detection, duplicate applications, suspicious network analysis
Built automated compliance reporting system that generates all required CBUAE reports, maintains audit trails, and ensures adherence to UAE banking regulations.
System now processes 10x volume with same team size
Zero compliance violations since implementation
Platform ready for new financial products
React.js, Next.js, TypeScript
Node.js, Python, FastAPI
TensorFlow, scikit-learn, PyTorch
AWS, Docker, Kubernetes
"Daanbi Services didn't just automate our loan processing - they transformed our entire business model. We went from a struggling startup to the fastest-growing fintech in the UAE. Their understanding of local regulations and cutting-edge technology made all the difference."
Let's discuss how we can help automate your processes, ensure compliance, and accelerate your growth in the competitive fintech landscape.